MassDREAMS Success Stories

MassDREAMS (Delivering Real Equity and Mortgage Stability) was designed to address the racial homeownership gap, and to boost Massachusetts communities disproportionately affected by COVID-19. The impact has exceeded the program's high expectations. MassHousing paired MassDREAMS grants with its affordable home mortgage loans to help hundreds of low- and moderate-income first-time home buyers – many of whom are people of color – purchase a home in Massachusetts. Here are some of their stories.

 

Abelardo C. | Haverhill

Despite working to build his savings and improve his credit, Abelardo thought he was still months away from being able to buy a home. He and his family had been renting in Haverhill, and wanted to put down roots there. Thanks to a MassDREAMS grant and an affordable mortgage loan from MassHousing, Abelardo and his family were able to achieve their dream of homeownership sooner than expected, and remain in the community they loved.

Read Abelardo's homebuying success story

Arlyce Porcher Joseph | Brockton

Arlyce Porcher Joseph and her family had attended countless open houses and were outbid three times. They had been renting in Boston and were looking at properties in a number of towns, but they remained determined to become homeowners. An affordable mortgage and a MassDREAMS grant from MassHousing were the final pieces to the homebuying puzzle for Arlyce and her family, who found their forever home in Brockton.

Read Arlyce's homebuying success story

Lori L. | New Bedford

Lori wanted a home with more space for her and her three grandchildren. A MassDREAMS grant and affordable mortgage loan from MassHousing, along with grants from the City of New Bedford and Federal Home Loan Bank of Boston, put Lori's dream of owning a home within reach.

Read Lori's homebuying success story

Michelle W. | Holland

Michelle spent decades touring the world as a musician before deciding she wanted to achieve several goals she had postponed. With the help of a committed homebuying team and an affordable mortgage and MassDREAMS grant from MassHousing, she realized her goal of homeownership.

Read Michelle's homebuying success story